Glossary - Credit Card

BOC Credit Cards issued in HK and denominated in HKD, including BOC Visa Infinite Card, BOC CUP Dual Currency Diamond Card, BOC World MasterCard, BOC Visa Signature Card, BOC Platinum Card, BOC Titanium Card, BOC Classic, U-point Credit Card, y not Credit Card, y not MasterCard and Baby Card, BOC Business Card, BOC Co-branded cards.

You can apply additional cards for your relatives aged over 16 to enjoy the exclusive benefits of the Main Cardholders. Additional Card applicant for BOC Credit Card must be a direct relative of the main cardholder and Hong Kong/Macau permanent resident who is aged 16 or above. Applicant for BOC RMB Credit Card must be the holder of a valid Hong Kong Identity Card holder and over 16 years of age. Main Cardholder can apply a maximum of 9 additional cards. Credit limit is to be shared among all cardholders. This section is not applicable if Main Cardholder is a student. For details, please refer to the relevant terms and conditions, or call our 24-hour Customer Service Hotline: (852) 2853 8828.

Balance Transfer Service allows you to transfer your outstanding balance from the other bank's credit card / revolving loan / personal loan / personal OD account to your BOC Credit Card account and enjoy super low interest rate. This service is only applicable to HKD Credit Card. For details, please refer to the relevant terms and conditions, or call our 24-hour Customer Service Hotline: (852) 2853 8828.

Cash Before Card Service allows you to cash for money from the usable credit limit and transfer into the designated bank saving or current account of your own. This service is only applicable to HKD Credit Card. For details, please refer to the relevant terms and conditions, or call our 24-hour Customer Service Hotline: (852) 2853 8828.

You can redeem the gifts and exchange for mileages of the BOC Credit Card Superior Travel Awards from the gift points earned. This service is only applicable to BOC Credit Cards issued in Hong Kong. For details, please refer to the relevant terms and conditions, or call our 24-hour Customer Service Hotline: (852) 2853 8828.

BOC Credit Card will automatically add your chosen reload amount (HK$250 or HK$500) to your Octopus once the value drops to zero or negative value. This service is only applicable to HKD Credit Card. For details, please refer to the relevant terms and conditions.

Verified by Visa is a secure and easy-to-use service which provides you with extra protection during online payment for e-government services and eShop. This service is only applicable to BOC VISA Credit Card. For details, please refer to the relevant terms and conditions, or call our 24-hour Customer Service Hotline: (852) 2853 8828.

Online Bill Payment Service provides you with a great convenience on bill payment via e-channel. This service is only applicable to BOC HKD Credit Card and BOC Express Cash Card. For details, please refer to the relevant terms and conditions, or call our 24-hour Customer Service Hotline: (852) 2853 8828.

To apply for credit limit adjustment, please contact BOC Credit Card 24-hour Customer Services Hotline at (852) 2853 8828.

You may download information of your BOC Credit Card through "HKUST card ePurse Add Value Service Activation". If you have successfully activated the Credit Card 'Add value' function, the top-up amount put in your HKUST ePurse can come from your designated credit card account.