Open Account
Service Hours
Self-Certification
Open Savings / Current Account
Upgrade to Wealth Management / NCB Wealth Management / CYB Wealth Management
Upgrade to Enrich Banking
Upgrade to i-Free Banking

Open Account
  1. This service is only applicable to single-name account. Joint account holders have to apply this service at any one of our branches.
  2. The selected service will be available immediately, and exclusive benefits and profession services will be with effect not later than the next working day.
  3. There is no difference in service provision to open account at a branch or through Internet Banking.
  4. You are entitled to a monthly service fee wavier if you maintain a designated "Total Relationship Balance".
  5. Service Hours
    6. Mon - Fri Sat Sun & Public Holiday
    Open Savings / Current Account 08:00 - 22:00 08:00 - 22:00 08:00 - 22:00
    Upgrade to Wealth Management / NCB Wealth Management / CYB Wealth Management 08:00 - 20:00 08:00 - 16:00 --
    Upgrade to Enrich Banking 08:00 - 20:00 08:00 - 16:00 --
    Upgrade to i-Free Banking 08:00 - 20:00 08:00 - 16:00 --
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Self-Certification
  1. Jurisdiction of residence (including Hong Kong) means where the account holder is a resident for tax purposes For information on tax residence, please talk to your tax adviser or refer to the OECD Automatic Exchange Portal website.
  2. The term "TIN" (including "functional equivalent") means Taxpayer Identification Number or a functional equivalent in the absence of a TIN. A TIN is a unique combination of letters or numbers assigned by a jurisdiction to an individual or an Entity and used to identify the individual or Entity for the purposes of administering the tax laws of such jurisdiction. Further details of acceptable TINs can be found at the OECD Automatic Exchange Portal website.
    Some jurisdictions do not issue a TIN. However, these jurisdictions often utilise some other high integrity number with an equivalent level of identification (a "functional equivalent"). Examples of that type of number for individuals include a social security/insurance number, citizen/personal identification/service code/number, and resident registration number.
  3. An account holder should report all changes in his/ her tax residency status to the Bank.
  4. If the account holder is a tax resident of Hong Kong, the TIN is the Hong Kong Identity Card Number.
  5. If a TIN is unavailable and the reason is "The account holder is unable to obtain a TIN", please contact any of our branches.
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Open Savings / Current Account
  1. You can open the following type(s) of account via Internet Banking:
    • HKD Savings Account**
    • Multi-Currency Savings Account(included Renminbi*)
    • HKD Current Account**
    • USD Current Account**
    * Renminbi account opening service is only applicable to designated customers.
    ** Opening of HKD Savings Account, HKD Current Account or USD Current Account is only applicable to Wealth Management / NCB Wealth Management / CYB Wealth Management / Enrich Banking / i-Free Banking customer(s). For enquiries, please contact Customer Service Hotline or visit any of our branches.
  2. Once the savings account(s) is/are successfully opened, the account(s) will be effective immediately.
  3. If you have confirmed the application with two-factor authentication, the new current account(s) will be effective immediately. A book of 25 order crossed cheques per account will be delivered for your new current account(s) by ordinary mail. Please notify us immediately if you have not received the cheque book(s) in the next 10 working days starting from the account(s) opening date.
  4. If you have not confirmed the application with two-factor authentication, the new current account(s) will not be effective immediately. Our customer service officer will contact you in the next two working days for confirmation and delivery of the cheque book. Please notify us immediately if you have not received the cheque book in the next 10 working days after the confirmation. If confirmation process cannot be completed within the designated period, the new current account(s) may be cancelled.
  5. Monthly Fee details of Savings / Current Account:
    Bank Monthly Fee of Savings / Current Account
    Bank of China (Hong Kong) Limited Details
    Nanyang Commercial Bank Ltd Details
    Chiyu Banking Corporation Ltd Details
  6. Your job title, name of employer/company & monthly income in our records will be updated automatically according to the information you provided for service application. If you want to update above information, please go to "Change Personal Information" under "My setting".
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Upgrade to Wealth Management / NCB Wealth Management / CYB Wealth Management
  1. Wealth Management / NCB Wealth Management / CYB Wealth Management will provide you with the professional services and unrivalled privileges.
  2. Your designated Personal Financial Services Manager will contact you shortly to assist you in achieving your financial goals.
  3. With our Wealth Management / NCB Wealth Management / CYB Wealth Management service, you receive the exclusive benefits and profession services. We provide 24-hour Manned Phone Banking Services and you can apply for Wealth Management / NCB Wealth Management / CYB Wealth Management Card at any of our branches with annual fee waiver.
  4. Settlement Account
    • This account will be used as the settlement account of Wealth Management / NCB Wealth Management / CYB Wealth Management Service. The monthly service fee will be debited from it if applicable.
    • For those customers only hold joint-name HKD savings account / HKD current account of signature arrangement of both-to-sign valid, please visit any BOCHK branch for the service.
  5. Wealth Management / NCB Wealth Management / CYB Wealth Management Service Guide
  6. Enquiry Hotline
      Bank Enquiry Hotline
      Bank of China (Hong Kong) Limited (852) 3669 3911
      Nanyang Commercial Bank Ltd (852) 2622 2633
      Chiyu Banking Corporation Ltd (852) 2232 3625
  7. BOCHK provides consolidated monthly statements to integrated account customers, which will include customer’s all relevant accounts (including BOCHK credit card issued by BOC Credit Card (International) Limited and MPF accounts of BOCI-Prudential Trustee Limited).
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Upgrade to Enrich Banking
  1. Enrich Banking customer can enjoy exclusive services and privileges, including 24-hour manned hotline and Online Chat services.
  2. Enrich Banking customer can apply for BOC Card at any of our branches and enjoy the annual fee waiver.
  3. Settlement Account
    • This account will be used as the settlement account of Enrich Banking. The monthly service fee will be debited from it if applicable.
    • For those customers only hold joint-name HKD savings account / HKD current account of signature arrangement of both-to-sign valid, please visit any BOCHK branch for the service.
  4. Enrich Banking Service Guide
  5. Personal Customer Hotline
      Bank Personal Customer Hotline
      Bank of China (Hong Kong) Limited (852) 3988 2388
      Nanyang Commercial Bank Ltd (852) 2622 2633
      Chiyu Banking Corporation Ltd (852) 2232 3625
  6. BOCHK provides consolidated monthly statements to integrated account customers, which will include customer’s all relevant accounts (including BOCHK credit card issued by BOC Credit Card (International) Limited and MPF accounts of BOCI-Prudential Trustee Limited).
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Upgrade to i-Free Banking
  1. i-Free Banking customers can enjoy various banking services privileges.
  2. i-Free Banking customer can apply for BOC Card at any of our branches and enjoy the annual fee waiver.
  3. Settlement Account
    • This account will be used as the settlement account of i-Free Banking. The monthly service fee will be debited from it if applicable.
    • For those customers only hold joint-name HKD savings account / HKD current account of signature arrangement of both-to-sign valid, please visit any BOCHK branch for the service.
  4. Personal Customer Hotline
      Bank Personal Customer Hotline
      Bank of China (Hong Kong) Limited (852) 3988 2388
      Nanyang Commercial Bank Ltd (852) 2622 2633
      Chiyu Banking Corporation Ltd (852) 2232 3625
  5. BOCHK provides consolidated monthly statements to integrated account customers, which will include customer’s all relevant accounts (including BOCHK credit card issued by BOC Credit Card (International) Limited and MPF accounts of BOCI-Prudential Trustee Limited).
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