- Registration of Same-name Account and Credit Card
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Via Internet Banking, you can register (or cancel registration of) your bank accounts/credit cards with the same identification number as your Internet/Phone Banking Service, covering HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, USD Savings Account, USD Current Account, MTC Account, Security Account, USD Forex Margin Account, Precious Metal Margin Account, Securities Margin Account, Notional Precious Metals Passbook Account, Option Account, BOC Credit Card and BOC Express Cash.
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Customers can register (or cancel registration of) up to 20 accounts for each transaction.
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The above setting also applies to Phone Banking and Mobile Banking.
(Remarks: Online account registration service does not apply to BOC Prepaid Card, Great Wall International Card, NCB US Dollar Card and BOC Credit Card issued in Macau.)
- Registration of Joint Account
- You can register (or delete) your joint accounts (one of the joint account holder's identification number must be the same as your Internet/Phone Banking Service), including HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account, USD Savings Account, USD Current Account, MTC Account, Security Account, USD Forex Margin Account, Precious Metal Margin Account, Securities Margin Account, Notional Precious Metals Passbook Account and Option Account via Internet Banking.
- You can enquire transactions of your registered joint account. If you like to use the joint account for financial transaction, the signing arrangement of the joint account must be "either-one-to-sign" effective.
- Customers can register (or cancel registration of) up to 20 accounts for each transaction.
- The above setting also applies to Phone Banking and Mobile Banking.
- Registration of Third-party Account or Credit Card
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Via Internet Banking (two-factor authentication required) or our branch, you can register (or cancel registration of) the third-party accounts/credit cards maintained within the Bank, including HKD Savings Account, HKD Current Account, Sub-Account, BOC Credit Card and BOC Express Cash. If the third party account is under the same account opening bank as your account, accounts that can be registered also include Renminbi Savings Account, Renminbi Current Account, USD Current Account and MTC Account.
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The above setting also applies to Phone Banking and Mobile Banking.
(Remarks: Online account registration service does not apply to the Group’s overseas account, BOC CUP Dual Currency Credit Card, BOC CUP Dual Currency Commercial Card and BOCHK USD Platinum Card held by third party.)
- Registration of Beneficiary's Account for " Transfer"
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When register the “Transfer” Beneficiary's Account, customer can select “Mobile Phone Number”、“Email Address”、“FPS ID” in the option of “Beneficiary's identify method” as the “FPS Proxy ID”; or you can select “Beneficiary's Account Number” or “Credit Card Number” as the Beneficiary's Account.
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The Beneficiary record will be listed in “FPS Account” of “Account Maintenance” when registered via “Mobile Phone Number”、“Email Address”、“FPS ID”; The Beneficiary account will be listed in “Local Bank Transfer Account” when registered via “Beneficiary's Account Number” or “Credit Card Number”.
- The "Beneficiary Bank Code" and "Beneficiary's Name" need to be inputted when customer select “Beneficiary's Account Number” or “Credit Card Number” in the option of “Beneficiary's identification method”. "Beneficiary Bank Code" is the clearing code provided by Hong Kong Interbank Clearing Limited. Only the following characters can be accepted:
- English Characters, e.g. A, a, B, b, C, c
- Numerical Characters, e.g. 1,2,3
- Only the following characters can be accepted in "Beneficiary's Name":
- English Characters, e.g. A, a, B, b, C, c
- Numerical Characters, e.g. 1,2,3
- Symbols: / - ? : ( ) . , ' +
- Please note that "/", ":" and "-" are not accepted as the first character of the "Beneficiary's Name". Also, consecutive spaces are not accepted as well.
- "Telegraphic Transfer" Beneficiary's Account
- "Telegraphic Transfer" beneficiary's account indicates the account of any other banks inside or outside of Hong Kong. Our bank will send the payment instruction via SWIFT or Telex.
- Account Number
- The maximum character limit is 34, including numerical characters, English characters and spaces.
- Please click here to find the examples of IBAN code for your reference.
- Accepted Characters
- Numerical Characters, e.g. 1,2,3
- English Characters, e.g. A, a, B, b, C, c
- The symbols: / - ? : ( ) . , ' +
- "/", ":" and "-" are not accepted as the 1st character of the "Name" and "Address". Consecutive spaces are not accepted as well.
- Chinese UTF-8 Characters
- If you are using Netscape browser, the invalid page code will appear in some cases, please select [View]->[Distribution]->[UTF-8].
- "BOC Remittance Plus" Beneficiary's Account
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After the registration of "BOC Remittance Plus" Beneficiary's account, you will
enjoy a quicker fund transfer via BOC Remittance Plus
in HKD, USD and CNY. Submitting the application within the service
hours, and the fund would reach your designated Beneficiary's
Banker on the same day.
- Accepted Characters
- Numerical Characters, e.g. 1,2,3
- English Characters, e.g. A, a, B, b, C, c
- The symbols: / - ? : ( ) . , ' +
- "/", ":" and "-" are not accepted as the 1st character of the "Name and Address". Consecutive spaces are not accepted as well.
- Chinese UTF-8 Characters
- If you are using Netscape browser, the invalid page code will appear in some cases, please select [View]->[Distribution]->[UTF-8].
- Settlement Account Registration
In order to trade investment products of deposit denominated in currencies
RMB or others (e.g. USD), please register a RMB or multi-currency (MTC)
account as "Settlement Account" in your investment account first.
- Account Balance Setting
- Non integrated services customer can choose one HKD Current Account (if applicable) and one HKD Savings Account in the same name for the calculation of the consolidated monthly average balance. For account(s) other than those designated ones, a monthly fee will be charged to each account should its monthly average balance fall below the requirement.
- Monthly fee details of Savings / Current Account:
Bank |
Monthly fee of Savings / Current Account |
Bank of China (Hong Kong) Limited |
Details
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Nanyang Commercial Bank Ltd |
Details
|
Chiyu Banking Corporation Ltd |
Details
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- FPS Registration
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You may register Addressing Service with your mobile phone number or email address or Hong Kong identity card (HKID) number, or apply a FPS Identifier (FPS ID) as your FPS Proxy ID and link up the Proxy ID with your BOCHK account (e.g. HKD Savings Account, HKD Current Account, Renminbi Savings Account, Renminbi Current Account).
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Upon successful registration, the Proxy ID can be used to identify your account for receiving fund or to identify the debit account when setting up direct debit authorisation (eDDA). (Not applicable to the proxy ID registered with HKID number)
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A Proxy ID registered with HKID number can only be used to receive payment and transfer from institutions, corporates and the HKSAR government. For clarity, this type of Proxy IDs cannot be used to identify the debit account when setting up direct debit authorisation (eDDA).
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You may enquire registration details of the Proxy ID registered with BOCHK via Internet Banking, including "Proxy ID"、"Linked Account", "Default Account" and "Status".
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You may amend the linked account of the Proxy ID registered with BOCHK via Internet Banking.
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You may enquire all FPS registration records related to the Proxy ID registered with BOCHK and also delete the registration record of BOCHK or other banks via Internet Banking.
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For your financial security, please verify the name of merchant or payee (partially masked) carefully before sending payments with mobile phone number, email address or FPS ID. If you receive any suspicious payment request, please confirm with the payee before sending any payment. For more security tips, please visit our website www.bochk.com (Home > Security information).
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If you are 11 years old or above, you may register FPS addressing service to receive payments by your Proxy ID.
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If you are under 18, you may consult your parents or guardian before registering FPS addressing service. Please note that you can only register your proxy ID for your account and you need to make sure your proxy ID is correct to receive payment or transfer. If you have changed your mobile number or email address, please promptly contact our bank to update the record and your FPS addressing settings. Since proxy ID may include your personal information, please pay attention to data security when disclosing your proxy ID. Also, please be aware that HKID number is sensitive information, so it will not be used for transfer between individuals. It can only be used to receive payment and transfer from institutions that hold HKID number of payee (e.g. corporates, institutions and the HKSAR government). Except for the above scenarios, please do not disclose your HKID number to others for receiving payment or transfer.
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